Introduction to Habib Bank AG-Zurich Home Loans in the UAE
Now, buying your dream home in the UAE is made easy with Habib Bank AG Zurich. The bank offers home loans at attractive and lower rates of interest to help you own a house of your own at your preferred locality. The bank offers home finance for funding new as well as existing property. The loan amount received as home loan from Habib Bank AG Zurich can be used for financing and refinancing your existing property.
Features of Habib Bank AG Zurich Home Loan
- Enjoy competitive and lower rates of interest on home loans. The interest rates starts from 3.99% onward.
- The bank accepts online application for home loans. You can apply for your home loan online directly from the bank’s website.
Benefits of Habib Bank AG Zurich Home Loan
- Get high loan amounts at affordable rates of interest.
- With easy processing, minimal documentation and fast disbursal, the bank simplifies the process of your home loan application.
Eligibility Criteria for Habib Bank AG Zurich Home Loan
The bank may have its own set of eligibility conditions which you need to fulfil before you apply for a home loan with Habib Bank AG Zurich. The bank grants home loans at its sole discretion.
Documents Required for Habib Bank AG Zurich Home Loan
You may be required to submit the following documents:
- A filled in application form.
- Copy of sales agreement.
- Copy of Passport.
- Salary certificates.
- Bank statements of last 6 months.
- Property ownership certificate.
- Proof of down payment.
- Proof of identity.
- Proof of address.
Based on it requirement, Habib Bank AG Zurich may ask you to submit additional documents.
Fees & Charges for Habib Bank AG Zurich Home Loan
Habib Bank AG Zurich may change its fees and charges on home loans from time to time without giving prior notification to you.
Application Form for Habib Bank AG Zurich Home Loan
Here is a simplistic guide to fill up your application form for the Habib Bank AG Zurich Home Loan and all it sections:
- Date of Application: Should be the date you have filled up the form.
- Branch: Write the name of the branch where you will submit the application form and the required documents.
- Customer Reference: Since this loan can be taken by existing customers only, customer’s account details are required.
- Personal Details: This part is very crucial, since all you contact details, type of residency and Residential Proof No.s such as passport no or Visa No.s are required here. Make sure that you have checked the details clearly and they are at par with the documents that you submit.
- Employment Details: You need to fill this part of the form with the accurate details of your employment in the country, up to the date mentioned above.
- Other Bank Details: You will definitely have some other accounts with other banks in your name. You need to provide the details of the same.
- Credit Card Details: in today’s world, people carry at least 2 credit cards with them. The details of these 2 credit cards have to be mentioned here, with accurate details.
- Premise Details: Fill in the details about the premise that you are taking the housing loan for. All details must be written based on the same.
- Financing Details: This is very crucial to the loan, since it will have the amount that you require for the home loan and other financial details of the loan.
- Customer Declaration: Read this very carefully before you provide your signature. If you are unable to understand any aspect of it, ask the bank to elaborate on the same.
- Required Documents Checklist: This should help you get your documents organized.
- For Office Use Only: has to be filled in by the bank officials hence leave them blank.
Why choose Habib Bank AG Zurich Home Loan
You can apply for a Habib Bank AG Zurich Home Loan by calling its customer service department or visiting the nearest branch of Habib Bank AG Zurich. By opting for a home finance scheme offered by Habib Bank AG Zurich, you can enjoy a host of attractive benefits such as competitive rates of interest and flexible loan repayment tenures. Established in 1967, the bank offers a wide range of financial products and services which include Personal Banking, Business Banking, Private Banking and other financial services. The bank is incorporated in Switzerland in 1967 and it is headquartered in Zurich.
Frequently Asked Questions - FAQs
What is the lowest rate of interest charged on home loan by Habib Bank AG Zurich?
Does Habib Bank AG Zurich offer flexible tenures of home loan repayment?
Can I refinance my existing property with Habib Bank AG Zurich Home Loan?
Can I apply for a home loan with Habib Bank AG Zurich online?
The lowest rate of interest charged on home loan by Habib Bank AG Zurich is 3.99%.
Yes, you can enjoy flexibility in terms of home loan repayment with Habib Bank AG Zurich. The bank offers flexible loan repayment tenures within which you can pay off your home loan.
Yes, you can refinance your existing property with Habib Bank AG Zurich Home Loan.
Yes, you can apply for a home loan with Habib Bank AG Zurich online.