• UNB Gold Credit Card

    Credit Card
    Annual Fee
    Reward type
    UNB Gold Visa Credit Card
    Annual Fee:
    AED 250
    Reward type:

    The Gold credit card issued by UNB (Union National Bank) offers cardholders a host of features that range from free supplementary cards to interest free grace periods for the payment of dues. These cards also come with reward programs where customers can actually convert their reward points into cash. It also offers easy to pay instalment plans that are ideal for big purchases and an extremely high cash withdrawal limit. Other features include access to Al Musafer Travel Services, access to premier lounges at airport at a discount and much more.

    Features of the Union National Bank Gold Credit Card

    • Annual Fee: The annual fee charged on this card is AED 350 for unsecured cards and AED 250 for secured cards.
    • Supplementary Cards: Customers can take up to 4 supplementary cards for free after which the annual fee charged will be AED 150 for unsecured cards and AED 100 for secured cards.
    • Interest Rates: The interest rate can range from 2.69% to 3.5% depending on the outstanding balance.
    • Credit Period: The card offers an interest free credit period of 50 days.
    • Cash Advance: Customers can withdraw up to 100% of their credit limits in cash.
    • International transactions: This card can be used to conduct transactions in foreign currencies. This card allows customers to transfer the balance from other cards to this one.

    Benefits of the Union National Bank Gold Credit Card

    Some of the benefits that this credit card offers to the cardholder are:

    • Credit Shield: Should something happen to you and you are unable to pay back the amount you owe on the card, the outstanding balance can become a burden on you or your family. The credit shield prevents just that from happening and can be activated for a fee of 0.89% of the outstanding balance.
    • Instalment Plan: This card comes with the Pay Less Installment plan through which you can repay over a period of 36 months with the first payment being made 3 months after the purchase.
    • Special Offers: This card offers many special offers that are a part of the banks Shop ā€˜nā€™ save discounts program.

    Union National Bank Gold Credit Card Rewards

    The rewards program that comes with this card offers customers the opportunity to earn as they spend. The rewards program is know as UNB Reward Points and offers one very unique feature which is that once every two years, customers can have their reward points encashed. Another way to redeem these points is to avail discounts and gift vouchers from participating merchants.

    With all these special offers and discounts available to them, there is almost no reason that cardholders won't enjoy their time with this card.

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