The Standard Chartered Shukran Titanium credit card offers cardholders a mix of some really brilliant features and some very attractive benefits. Cardholders can get gift vouchers of up to AED 1,000, access to the Shukran rewards program and many more special offers. There is also protection provided by this card, for both things purchased using this card and the outstanding balance itself. It also comes with some amazing buy one get one free offers that make this card an absolute joy to shop with.
Features of the Standard Chartered Shukran Titanium Credit Card
- Annual Fee: There is no annual membership fee charged for the first year of the card. From the second year onwards you may have to pay a fee of AED 150 per year.
- Supplementary cards: The first 2 cards will be offered for free after which you will have to pay an annual fee of AED 100 on the supplementary cards.
- Interest Rates: The interest charged on retail purchases will be 3.25% per month.
- Credit Period: If payments towards this card are made within the due date and 100% of the amount due is paid, no extra charges are levied.
- Cash Advance: You can withdraw between 25% and 50% of your credit limit as cash. The interest charged for such transactions will be 3.25% per month.
- Cash withdrawals: The fee for cash withdrawals will be the higher of 3% of the amount withdrawn and AED 100.
- International transactions: If you conduct transactions in foreign currencies then you will be charged a fee of 2.15% of the transaction amount.
- To be able to apply for this card you have to have a minimum salary of AED 12,000 and be salaried or self-employed.
- The minimum amount payable towards the card is 1% of the outstanding balance or AED 110, whichever is higher.
Benefits of the Standard Chartered Shukran Titanium Credit Card
Attractive features are not the only good thing about this card. It has some really amazing offers also available with it. These are:
- Credit Shield: You can take the credit shield, meant to protect the outstanding balance if you can't pay it back, for a payment of 0.89% of the outstanding amount.
- Instalment Plan: Large purchases made using this card can be paid back in installments on which an interest rate of 3% per month will be applicable.
- Special Offers: Some of the special offers you will be entitled to with this card are:
- 50% off on movie tickets for any VOX Cinema in UAE.
- Free access to various airport lounges for the primary cardholder.
- Buy one get one free at all Caribou Coffee outlets.
- Buy one get one free at all Tim Hortons outlets.
- Buy one get one free at all Cold Stone Creamery outlets.
- The second years annual fee will be waived off if you spend a minimum of AED 30,000 in the first year on retail purchases.
- If you transfer you balance from another card to this one then you won't have to pay interest on it for 6 months.
Standard Chartered Shukran Titanium Credit Card Rewards
The Shukran Titanium credit card offers access to the Shukran rewards program where a certain percentage of what you spend is turned into points. The conversion rate here will be that 100 points are equal to AED 5.
- You can earn up to 7.5% of your expense as points at participating outlets.
- If you shop at non-participating outlets then you can earn 1% of your expense as points.
- These points can also be earned on international purchases and the points earned will be 1% of the amount spent.
With an international rewards program and the benefits of exclusive offers and discounts, this card brings a feeling of exclusivity to the cardholder.