The First Gulf Bank Commercial Card is an excellent card for companies to simplify their business transactions. It offers cardholders a wide range of features and benefits to enhance their business requirements. It provides companies with comprehensive and consolidated spend details through Intellilink Spend Management Solution which is a complete reporting and full-featured expense management tool.
Features of First Gulf Bank Commercial Card
- Annual Fee – An annual fee of AED 500 is charged for the card.
- Business expenditure tracking – The card tracks and monitors business expenditures through its Intellilink Spend Management Solution tool.
- Expense Management – The card helps implement corporate spending policies, managing risks and defining spending limits at different levels that match the employee spending requirements.
- Account management – FGB Commercial Card provides online account management and automated expense management process through Intellilink online solution.
- Quick and easy reconciliation – The Intellilink solution enables quick and easy reconciliation of Commercial card charges.
- Segregation – The FGB Commercial Card helps customers segregate and manage their business and personal expenditures.
- Multiple billing options – The FGB Commercial card offers cardholders a consolidated billing option via monthly E-statements. Cardholders can choose either from Individual Billing or Corporate Consolidated Billing. In Individual Billing the cardholder receives a monthly statement with details of transactions done in the previous billing cycle. In Corporate Consolidated Billing the cardholder is sent a consolidated statement on a corporate level.
- Emergency card replacement – FGB Commercial Cardholders can contact the representatives in case they lose the card. An emergency card will be delivered to them by secure courier regardless of where they might be.
- Interest – A monthly interest rate of 2.99% will be charged on this card.
- Enhanced Security – The FGB Commercial Card is embedded with a Smart Chip which protects cardholders from any fraudulent activity and identity theft.
- SMS Alerts- SMS alerts will be sent out to both the cardholder and the Company’s key contact person if the card reaches 80% of its limit.
Benefits of First Gulf Bank Commercial Card
- It provides timely and on demand information regarding all transactions.
- Provides cardholders with comprehensive dashboards, reports and alerts.
- It is a complete reporting and expense management tool.
- It provides greater visibility and control of corporate expenditures.
- It comes with a separate credit limit exclusively to meet corporate expenses.
- It offers cardholders a convenient central settlement where corporate expenditure will be directly billed to the employer and settled through them.
First Gulf Bank Commercial Card Rewards
- First Gulf Bank Commercial Cardholders are provided an Auto Assist membership which entitles them to free valet parking at leading malls in UAE and at Dubai International Airport. The membership also provides roadside assistance in case of car breakdowns. Cardholders are also entitled to avail battery boost, petrol delivery, towing service and flat tyre change under this membership.
FGB Commercial card provides an extensive list of features and benefits to the cardholder which makes it ideal for both corporates and individuals. It simplifies tasks and helps cardholders concentrate on the major things in life without having to worry about their credit card needs.