• Finance House Gold Card

    Finance House Gold Card
    Credit Card
    Annual Fee
    Reward type
    Finance House Gold Card
    Annual Fee:
    AED 0
    Reward type:

    The Gold Credit Card from Finance House is among its most popular and widely used financial products. Merging the unparalleled cost-effectiveness of a free credit period with absolutely no annual fees, this card is the best bet to manage your short-term credit finances from a trustworthy, world-class organization. These MasterCard credit cards are issued after five days of approval and carry a host of discounts and benefits.

    Features of the Finance House Gold Credit Card

    The Gold Credit Card from Finance House has the following features:

    • Annual fees: This card has absolutely no annual fees whatsoever.
    • Interest rates: Interest of 2.99% per month is applicable on this card. The interest rates goes up to 3.38% per month in case non-payment.
    • Credit period: All purchases are interest free for up to 59 days after the transaction.
    • Cash advance: The cash withdrawal limit on this card is up to 30% of your credit limit.
    • Credit limit: The Finance House Gold Credit Card offers you’re a credit limit of up to 2 times your average banked salary, subject to change based on your credit score.
    • Cash advance fee: Cash advances are charged at 3% of the cash amount (minimum of AED99).
    • Foreign currency transaction fee: Transactions in foreign currencies are charged at 2.85%.
    • Credit shield fee: The fee for this facility is charged at 0.75% per month (minimum of AED 11).
    • Instalment payment plan interest rate: Starts at 0.69% per month up to 0.89% per month. This is for the Balance Transfer and Easy Cash facilities.
    • Cheque return fee: AED 300.
    • Late payment fee: AED 200.
    • Card replacement fee: AED 100.
    • Minimum monthly payment: AED 100 or 5% of the outstanding amount, whichever is higher.

    Benefits of the Finance House Gold Credit Card

    In addition to having among the lowest charges and rates in the market, this card also has the following benefits:

    • Auto Insurance: Complimentary comprehensive auto insurance from just 2.95%.
    • Credit Shield Takaful: You are covered under a Credit Shield Takaful facility, charged at a minimal rate of 0.75%.
    • Up to 3 free supplementary credit cards.

    Rewards and discounts offered by the Finance House Gold Credit Card

    This card entitles you to the following discounts and benefits from Value House:

    • Buy one, get one free on movie tickets at Al Wahda Cinema, Al Raha Cinema, and Al Foah Mall Cinema.
    • Up to 40% discount on all purchases at Al Mandoos Stores.
    • Up to 20% discount on all purchases at Flower Box Stores, Wrapt Stores, Pistache, Stephano’s Restaurant, and many more.
    • Up to 20% discount or interest-free payment scheme for dental and orthodontic services at Marigold Dental & Orthodontic Clinic.
    • Up to 60% off on a range of activities at Emirates Bowling Village, Abu Dhabi.

    Finance House P.J.S.C is a public joint stock company that was incorporated in 2004. Headquartered in Abu Dhabi, this company conducts its business of personal, business, commercial and corporate finance through branch offices in Abu Dhabi, Dubai and Sharjah. The Finance House Gold Credit Card combines a wide range of discounts and special offers with the international acceptance and purchasing power of a MasterCard credit card. It’s a card that’s free for life, and with some meticulous financial planning, can be the ideal tool to supplement your lifestyle with adequate short-term credit.

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