The Al Islami Business Gold Credit Card from Dubai Islamic Bank is a card designed to cater exclusively to all business needs a cardholder can have. The card complies fully with the Islamic Sharia law and is free from any interest or ‘Riba’ and any other un-Islamic charges. The card is aimed to achieve the business visions and goals of the cardholder. It comes loaded with unique solutions to meet any business requirement and offers a host of benefits and features.
Features of DIB Business Gold Credit Card
- Low Annual Fee – The DIB Business Gold Credit Card comes with a low annual fee of AED 150 for the primary card and AED 60 for the supplementary card.
- High Cash AdvanceLimit – Cardholders can avail cash up to 80% of their credit limit.
- Supplementary Cards – The DIB Business Gold Credit Card allows the primary cardholder to issue supplementary cards to their employees. This ensures that all business expenses can be put on a single card which offers better control and easier tracking of expenses.
- Consolidated Statement – Cardholders will be issued a single, simple statement indicating all their transactions. This reduces the accounting process and time spent on managing expenses.
- Travel Desk – Cardholders are entitled to personalised services of the Al Islami Travel Desk which takes care of all their travel needs.
- Purchase Protection – All goods purchased using the card are covered under the Purchase Protection Plan. This provides cover against theft and damage for a period of 60 days from the date of purchase.
- Sharia Law – The card conforms to Islamic Sharia law.
- Personal Accident and Travel Insurance – Cardholders get free personal accident and travel insurance when they sign up for the card. This provides cover for medical expenses, loss of baggage, personal accidents, loss of money and other untoward incidences when they purchase tickets with their Business Gold credit card.
Benefits of DIB Business Gold Credit Card
- Free Roadside Assistance – Cardholders are automatically enrolled in a 24x7 roadside assistance program which entitles them to free services like towing, battery boost, flat tyre fixing, fuel assistance, vehicle registration and servicing, off-road pull out and lock out service. They are also provided with a replacement car in case of an accident.
- Lounge Services – Cardholders get free entry to the Marhaba Lounge at Dubai International airport.
- Travel Services – Cardholders get free delivery of tickets and free chauffeur drop off service when they purchase tickets through the travel desk.
- Additional Access to Funds – Cardholders can get additional access to funds for business purposes at no interest or ‘riba’.
DIB Business Gold Credit Card Rewards
- Wala’a Dirhams – Cardholders earn Wala’a Dirhams every time they spend with their Business Gold Credit Card. They earn 1% of all their retail spends with the card and every AED 1,000 spent earns them 10 Wala’a Dirhams.
- The Wala’a Dirhams can be redeemed against all utility payments like DEWA, SEWA, FEWA Etisalat, etc.
- The Wala’a Dirhams can be redeemed against air travel from FlyDubai and Air Arabia.
The DIB Business Gold Credit Card is the perfect card for those who wish to grow their business. It provides cardholders control of not only their finances but also of their employees. The benefits and features are such that they allow the business time to nurture and prosper. The absence of interest makes this a perfect card for budding businesses.