The Titanium, Gold and Classic credit cards offered by Abu Dhabi Commercial Bank offer card holders a plethora of facilities which they can avail at any time.
Features of Titanium, Gold and Classic credit cards
- All three cards are free for life. This means that there is no annual fee associated with any one of them.
- The card offers a cash advance of up to 60% of the credit limit.
- The interest rate for cash advances and retail purchase is 3.09% per month.
- The minimum payment that can be made for this card is 5% of the outstanding balance or AED 100 whichever happens to be higher.
- If lost, the card can be replaced for AED 95.
- All purchases made using the Titanium and Gold cards earn 0.75 TouchPoint rewards for every AED spent.
- Classic cards earn 0.50 TouchPoint rewards for every AED spent on the card.
- Weekend outing for movies are eligible for 50% cashbacks.
- Weekend outings to places like Abu Dhabi's Yas Waterworld, Dubai's Dolphinarium or Magic Planet in Northern Emirates are also eligible for a 50% cashback offer.
- The card with an optional credit shield which offers cardholders insurance cover in case of a disability, loss of job, critical illness or death.
- It also offers an optional life insurance plan with in-patient medical expense benefit for as little as 50 Fils per day.
- The card can also be used to pay utility bills and even school or college fees.
- Big purchases made using these cards can be paid back in instalments at 0% interest.