• ADCB Home Insurance

    ADCB Home Insurance

    ADCB Home Insurance Coverage

    Maximum Benefit limit offered for Silver, Gold and Platinum plans:

    Covers Maximum benefit limit for Silver plan Maximum benefit limit for Gold plan Maximum benefit limit for Platinum plan
    Loss or damage to contents at home AED 50,000 AED 100,000 AED 150,000
    Loss of rent or cost of alternative accommodation AED 20,000 AED 40,000 AED 60,000
    Contents temporarily removed AED 10,000 AED 25,000 AED 35,000
    Contents in the open AED 2,500 AED 5,000 AED 7,000
    Theft and loss of keys AED 500 AED 500 AED 500
    Loss or damage to contents while moving house in UAE AED 25,000 AED 50,000 AED 75,000
    Third party and neighbour’s liability AED 100,000 AED 200,000 AED 300,000
    Personal cash and credit cards AED 1,500 AED 2,500 AED 5,000
    Loss of documents AED 500 AED 1,000 AED 1,500

    Maximum benefit limit offered for Optional cover of different plans

    Cover Silver plan Gold plan Platinum plan
    Fatal injury benefit offered to the insured or the spouse AED 50,000 AED 100,000 AED 150,00

    Annual premium

    Annual premium Silver plan Gold plan Platinum plan
    Annual premium for the normal cover AED 325 AED 400 AED 550
    Annual premium for optional cover AED 50 AED 100 AED 150

    Introduction to ADCB Home and Home Content Insurance in UAE

    ADCB Home Content Insurance is a Home Insurance offered by ADCB. It offers protection against unfortunate situations such as fire, a pipe burst or theft that can lead the destruction or damage of contents/belongings in your home. It acts like a personal insurance for the belongings in your home.

    Types of ADCB Home Content Insurance:

    1. Silver
    2. Gold
    3. Platinum

    Features and Benefits of ADCB Home Insurance


    • Personal belongings and contents in your home is covered.
    • Covers loss of rent.
    • Covers cost of alternative accommodation.
    • Personal cash, credit cards and loss of documents such as passport, driving license, and work permit is covered.
    • Damage to hose belongings when moving to a new place in UAE.
    • Death, permanent disability, medical expenses or body repatriation of a maid due to fire, theft, flood.

    Optional cover: It offers fatal injury benefit to the insured or spouse.

    Why choose ADCB Home Insurance?

    ADCB Home Content Insurance offers protection for every belonging in your house and also offers protection against damage or loss of contents when you shift your house in UAE. It offers three different plans to suit the different needs of the customer. Each plan comes with reasonable premiums and attractive benefit covers.

    Other products offered by Abu Dhabi Commercial Bank in UAE are:

    ADCB Credit Cards

    ADCB Car Insurance

    ADCB Health Insurance

    ADCB Life Insurance

    Frequently Asked Questions - FAQs

    1. Is there an additional premium for optional cover?

    2. The insured should pay an additional premium for optional cover.

    3. Does it cover the medical expense of the servant sponsored by the insured?

    4. Yes, the medical expenses of the servant sponsored by the insured is covered in case of fire, theft and flood in the house.

    5. Does it cover the cost of alternative accommodation?

    6. Yes, it offers cover for the cost of alternative accommodation.

    7. Can the spouse of the insured earn the benefit?

    8. The spouse of the insured can earn benefit under the optional cover.

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